Guys, I can top all of these. I want to be frugel, I really do. I love bargains too, and if I am out and about, I will find it hard to resist. So check this out. Keep in mind that this was my sick idea
, I gave all of my credit cards to my husband. I still have a debit card, but it reminds me that I am using "real" money. Because I tend to agree with Suzie Orman: If you are using credit, and you can't pay it off in the same month, then the money you are using is a lie. Lying about what you really have (even though the lie is to yourself) prevents you from moving forward and caring about yourself.
I know it seems I Love Lucy-ish (Oh, Ricky, pppleeeze can I have some $?), but it isn't really. I have better control this way.
And believe it or not, I am not a shop-a-holic. The reason for this drastic new outlook is due in large part to becoming disabled in '06 and still on the recovery path (I don't make a salary!).