Answered on 1st March 2010:

Hi, I have lived every day of every year for the last three budgeted to the last cent. The only thing I can say is learn to stop wanting. Thats it simple really but oh so much will power involved to get you through the addiction stage. Everybody these days is addicted to wanting and then financing themselves into bankruptcy to get what they want. I have finally learnt that just because I want it doesn't mean I need it. And honestly, go read or watch or listen to (best to do all three for optimum saturation) The Secret. If I really want something and if its something that I really need then when I make sure I ask properly it just simply turns up. Like a dishwasher, which just happened to be a pay it forward gift from someone else. Really, please, just do it. And every time someone smiles at you, smile back. I feel your pain and I live with it, take it as a life lesson and run with it. Sometimes the learning curves are steeper than others but they are never bigger than what you can handle.

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