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Organizing Your Bill Paying

Having a system can save yourself a lot of headache

by Alyssa Avant  |  9490 views  |  2 comments  |        Rate this now! 

Bills are an inevitable part of our lives. We all have them, we all dread receiving and paying them, yet it is something that has to be done. The question is, how will you make sure that you pay all your bills and that they are paid on time?

Having a system for organizing and paying your bills can be just the ticket for saving yourself a lot of headache when the due dates for your bills rolls around. The thing with bills is that they tend to come in periodically over the period of a month, the due dates may be scattered throughout the month and unless you have a system in place, you may have a hard time keeping up with it all. Not only keeping up with where you put the physical paper bill itself, but also whether or not you’ve paid the bill or the due date for when the bill is to be paid may slip by you unnoticed.

Putting a bill paying system to work for you can be so rewarding. I know you’re wondering, "Just where do I begin?" The answer is by setting aside the time to create your “system.” You will need to gather your bills, track your due dates, establish a home for your bills, as well as determine a time when you will devote to the practice of “paying” your bills, whether you sit down and manually write out checks for them or you hop on your computer and set up an online bill payment.

First, you should gather all the bills that come in over the course of a month, and determine home or a place where you will keep them together in an effort to establish your system some form of organization.

There are many options when it comes to a home for your bills. You may want to go frugal and drop them into a large manila envelope as they come in, or you may want to go out a purchase a fancy, wooden bill organizer for your desktop. Either way, the important thing is that you place the bills into their home as soon as they arrive in the mail.

Secondly, you will want to sit down and make a list of when your bills are due. You might want to jot the due dates in your planner or on your calendar or just create a list of bills you will pay at the beginning of the month and those you’ll pay at the end if this makes it easier for you.

Once this is done you can determine the time that you will set aside each month to pay your bills, this may be twice monthly or just once depending on how your bills fall and your income comes in.

About the Author

Alyssa Dees Avant is a Christian author, blogger, podcaster, speaker, and business owner, when she is not speaking to audiences of young girls and their mothers, she is writing as a freelance and ghostwriter. Visit her on the web at or

Read more by Alyssa Avant

2 comments so far...

  • Online bill paying is the way to go (for me). I was resistant for quite a while (I'm not sure why now. I guess it's just because it was something new), but have found it to be a great time saver. I'm also saving quite a bit on postage.

    Flag as inappropriate Posted by on 11th June 2008

  • I am so strapped for time that I've found that paying my bills the minute they come in the door -- online, is a life-saver. The online payment gives me a paper trail and I never have to worry about an overdue bill.

    Flag as inappropriate Posted by Kristin Darguzas on 5th June 2008